Last Friday I attended a useful and scholarly Continuing Legal Education seminar hosted by the Birmingham Bar Assoc. Local attorney Robert C. Keller spoke for an hour on Automatic Stay Violations and on Lien Stripping in Chapter 13. He did a good job of making the topics clear and relevant to consumer bankruptcy practice. His materials were well researched. I will be scanning it into the research folder.
Will my neighbors know?
Will my neighbors know that I have filed for Chapter 7 Bankruptcy?
Not unless you tell them. No one puts a sign in your yard. Not even your mother will know. Bankruptcies are public record, but someone would have to look at your credit report or search the Courthouse records to see it.
What to do with your Debts
Will I lose my house and car and the shirt off my back if I file for Chapter 7 Bankruptcy?
No, most people who are up to date on house and car payments keep those debts and keep paying for them. State laws protect your clothes amd books and heirlooms and other household goods from being taken. You just lose the debt that isn’t working for you.

