Automatic Stay

Alabama Automatic Stay Lawyer

If you were to ask any of my clients what the best part about filing for bankruptcy was, most of them would probably tell you that it was being debt free after they received their discharge. A very close second, however, would likely be the end of the harassing phone calls and letters from creditors seeking payment.

Bill collectors will say anything to get the money you owe to them. Sadly, this usually includes unending harassment and cruel behavior — often in violation of your rights under the Fair Debt Collection Practices Act (FDCPA). Filing for bankruptcy can put an end to all that. Thanks to a provision in the Bankruptcy Code called the automatic stay, any creditor whose debt is included in your bankruptcy petition is automatically ordered to stop all collection activity. This includes letters, phone calls, lawsuits, wage garnishments, foreclosures, repossessions and any other action intended to collect a debt.

Honest Counsel for Honest Debt Solutions | Contact Brent W. Davis & Associates

I am attorney Brent W. Davis. I understand what you are going through when you get a sick feeling every time the phone rings or you are afraid to pick up the mail. Under the protection of the automatic stay, any creditor that continues to contact you is in violation of a court order and can be subject to significant penalties.

Once you hire me to handle your bankruptcy, I will address any creditor contacts you receive. As your Alabama automatic stay attorney, you can refer all creditors to my office. I will explain that their debt has been included in a bankruptcy filing and that any further questions about it should be directed to my office. If they continue to harass you, I can help you take the appropriate steps to force compliance with the order.

Contact a Jefferson County Bankruptcy Attorney and Put an End to Harassment

I have been a bankruptcy lawyer for more than 20 years. I can help you file for protection under Chapter 7 and Chapter 13. I offer a free, in-person consultation at my Birmingham – Homewood or Pelham office to all new clients, so it will cost you nothing to learn more about how bankruptcy can help you. My regular business hours are 7:30 a.m. to 6 p.m., Monday through Friday. Free parking is available. You can reach me by phone at (205) 989-1919. You can also contact me via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.