Bankruptcy & Medical Debt

One of the scariest debts to have is medical debt. This is due to the fact that there are more than just financial problems in the mix. Your health or that of a loved one is also at stake. Mounting medical bills only add to the stress of receiving and paying for health care. Not to mention that medical debt can be astronomical. Even a simple procedure can cost thousands of dollars.

Most medical debt is unsecured debt, meaning the debt is not secured against property (such as a mortgage). However, like credit card debt, which is also unsecured debt, medical debt can become secured debt. When you do not pay, the physician or hospital can come after you. Furthermore, if you have accrued debt it is up to the physician to determine if he or she will continue to see you. This is a frightening possibility. Let me help you with your medical debt problems and guide you toward possible solutions.

Honest Counsel for Honest Debt Solutions: Contact Brent W. Davis & Associates

For more information regarding bankruptcy and medical debt and how bankruptcy applies to your specific case, contact Brent W. Davis & Associates. Schedule your free initial consultation today. As an experienced Birmingham, Alabama, bankruptcy attorney, I have been helping bankruptcy clients since 1995.

Medical Debt Discharge

Keep in mind that not every situation involving medical debt requires bankruptcy. There are other alternatives to bankruptcy that I can assist you with. For example, follow up with your insurance company if they have denied you. This is one of the first steps in helping with medical debt. Chapter 7 and Chapter 13 bankruptcy can be effective solutions for medical debt. Bankruptcy can discharge medical debt. Under a Chapter 13 repayment plan, you could be medical debt free in three to five years. I am here to help you see that the end is in sight, and I will do everything I can to help you get there.

Contact Us and Schedule a Free Initial Consultation

My office is open weekdays from 7:30 a.m. to 6 p.m. and offers free parking. Call today at (205) 989-1919 for a free initial consultation with a Birmingham medical debt and bankruptcy lawyer. You can also contact me by e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.