Keeping track of your credit report is a good idea for everyone, but it can be especially important for people who have recently been through a bankruptcy. Making sure that discharged debts show paid in full and that all other information is accurate often requires diligent monitoring of your credit report for several months after you receive your discharge.
Federal law entitles you to receive one free copy of your credit report from each of the three major credit bureaus (Experian, Equifax and TransUnion) once every 12 months. The Federal Trade Commission (FTC) has set up a website, www.annualcreditreport.com, that allows you to obtain them. Other services also offer free credit reports, including www.freecreditreport.com.
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Below you will find complete contact information for Experian, Equifax and TransUnion as well as links to their websites.
Equifax Credit Information Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
P.O. Box 2002
Allen, TX 75013
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Still Have Questions? Talk To a Lawyer.
I am Alabama bankruptcy attorney Brent W. Davis. I provide comprehensive debt relief services, including Chapter 7 and Chapter 13 bankruptcy, as well as complete post-bankruptcy support services. If you need help obtaining a credit report or filing a dispute, I invite you to contact my office to schedule a free, in-person consultation at my Birmingham – Homewood or Pelham office. My regular business hours are 7:30 a.m. to 6 p.m., Monday through Friday. Free parking is available. You can reach me by phone at (205) 989-1919 . You can also contact me via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.