Bankruptcy and the Elderly

As people move into their senior years, it can sometimes be very difficult to keep up with rising expenses on a fixed income. In many cases, your pension and Social Security benefits simply don’t buy what they used to, and you are forced to make hard decisions about which bills get paid and which ones will have to wait.

In other cases, elderly people will suffer a life-changing event that impacts their financial situation. The death of a spouse can eliminate income that was relied upon to make ends meet, or a serious illness can take all the money you have to pay for treatment. Situations like these can create extreme financial hardship and threaten your ability to cover the most basic expenses.

The good news is that you have rights under federal law to help you seek relief from unmanageable debt. I am Birmingham bankruptcy lawyer Brent W. Davis. I understand how upsetting and embarrassing it can be to struggle with financial challenges at this stage of your life. You are not alone. Thousands of senior citizens struggle to make ends meet, and there is no shame in asking for help.

Dedicated Debt Relief Representation

My entire practice is focused on helping people just like you who are unable to keep up with their monthly bills. No matter what happened to cause your financial hardship, it is important that you understand that there is a way out of it. Depending on your situation, I can help you file for bankruptcy under Chapter 7 or Chapter 13, or explore other options that might provide a better solution.

My only concern is to help you regain control of your finances so that you no longer have to worry about rude bill collectors constantly harassing you or the bank threatening to take your home. I will take the time to fully review your situation and give you my best recommendation about how to get back on the right financial path.

Schedule a Free Consultation With a Alabama Bankruptcy Attorney

I offer a free, no-obligation consultation at my Birmingham – Homewood or Pelham office to all new clients. I encourage you to contact my office today to schedule an appointment. My regular business hours are 7:30 a.m. to 6 p.m., Monday through Friday. Free parking is available. You can reach me by phone at (205) 989-1919. You can also contact me via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.