Understanding Bankruptcy and Your Financial Relief Options in Birmingham, Alabama When you're facing overwhelming debt, bankruptcy can offer a fresh start and financial relief. However, not all debts can be discharged through bankruptcy, and it's crucial to understand...
Understanding Credit Card Retention and New Credit After Bankruptcy Filing for bankruptcy can be a daunting experience, and one of the most common questions people have is, "Can I keep my credit cards?" Understanding how bankruptcy affects your ability to retain...
Stopping Wage Garnishment Dealing with financial difficulties can be stressful, and wage garnishment only adds to the pressure. When creditors take money directly from your paycheck or bank account, it can feel like you’re stuck in an endless cycle of debt. However,...
Paycheck Garnishment! What to Do When a Garnishment Hits You Like a Load of Bricks. I spoke with a client today who suddenly had her entire bank account totally emptied because of a garnishment from a lawsuit 15 years ago. She was in tears. Her rent is due in 10 days....
Protecting Certain Federal Benefits From Garnishment A new rule protecting certain federal benefits from garnishment became effective May 1, 2011. The regulation, titled, Garnishment of Accounts Containing Federal Benefit Payments, is important because it will help...
Paycheck Garnishments Are Easy To Stop In Alabama, wage or paychecks garnishments take 25% of your pre-tax income and give it to your creditors! They can also get into your personal bank account and take whatever is there. Alabama has laws to protect you from...
How Do I Stop A Bank Account Garnishment? When a creditor garnishes your bank account, it can create a financial nightmare. Your checks will bounce and you can no longer pay your bills. If you are in this situation, one way out is to file bankruptcy. I am Birmingham,...
Facing a Lawsuit from Your Credit Card Lender? They can't take your money unless they sue you. Credit cards are unsecured loans. There is no car or House or TV to take back if you can't pay the bill. The credit card lender can easily get the Judge to rule for them...
Should Grandma File Bankruptcy? Many of us hope to leave our family homestead and heirlooms to our children. The problem these days is that there may be so much debt that creditors would take it all! Bankruptcy can prevent liens and judgments against the title to the...
Know Your Rights! You can get protection from creditors and pay them back under the protection of the Federal Courts without filing Chapter 7 bankruptcy. Many people qualify to pay pennies on the dollar. Come by for a free evaluation by Mr. Davis (not a legal...
New Address:
2166 Pelham Parkway,
Pelham, AL 35124
Phone: (205) 989-1919
Available 7am - 9pm
