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Debt Free.
Start Over.

Bankruptcy Lets You Move Forward

Attorney Available 7am – 9pm

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Bankruptcy And Foreclosure Attorney

Birmingham, Alabama

Talk to a Lawyer (Not an Assistant) – Free Consultation

In addition to live in-office appointments, we are offering telephone client consultations. 

Chapter 7 Bankruptcy
Chapter 7

Private Bankruptcy and Liquidation for a Fresh Start

Chapter 13 Bankruptcy

Chapter 13

Debt Reorganization Under a Monthly Payment Plan



Preservation of the Family Home Is a Top Priority

Missed Mortgage Payments?

What to Do with My Debts?

Stop Paycheck Garnishments!

Find Relief from Debt

If you need an experienced Birmingham bankruptcy attorney, the professionals at Brent W. Davis & Associates, LLC can help you find relief from debt.

If you are unable to pay your monthly bills or are facing mounting debts, it may be time to speak to an experienced bankruptcy attorney. People suffering from debt have rights, and deserve to be treated with dignity. One of your primary rights is the legal option of filing bankruptcy. Many different debt relief options exist, depending on your particular circumstances. You can save your home from foreclosure using a court-protected repayment plan, or reorganize your personal debt and make it fit your budget, allowing you to eliminate debt and get a fresh start.

Brent W. Davis, L.L.C.

2473 Valleydale Road Ste B
Birmingham, AL 35244
See Map

Call (205) 989-1919

Available 7am - 9pm

Avvo Rating Very Good
Avvo Rating Very Good Chapter 13


Bankruptcy Lawyers Can’t Bankrupt Your Student Loan, OR Can They?

What to Do When the Student Loan Repayment Ends in September 2023 and You Just Don’t Have the Money. Who is eligible? New AND former bankruptcy clients How We Use the Power of Bankruptcy Law to Reduce or Eliminate Your Student Loans Review/Recertification of Income...

Wage Garnishment! Paycheck Garnishment! Now I Can’t Pay My Rent!

What to Do When a Garnishment Hits You Like a Load of Bricks. I spoke with a client today who suddenly had her entire bank account totally emptied because of a garnishment from a lawsuit 15 years ago. She was in tears. Her rent is due in 10 days. Her car loan is due...

What happens if I fail the Means Test in Chapter 7 bankruptcy?

The bankruptcy means test analyzes your income to determine whether or not you are eligible to file Chapter 7 bankruptcy. Consisting of two steps, the means test is used to determine if you have sufficient disposable income to pay off your debts.It’s important to bear...

Free Consultation

Come in now for a free consultation. We provide personal, handcrafted debt management and debt elimination advice to good people going through hard times.

The law office of Brent W. Davis & Associates, LLC serves clients from our office in Birmingham – Indian Springs Village (see map). Our law practice focuses almost exclusively on debt relief and consumer protection. Senior bankruptcy and foreclosure prevention attorney Brent W. Davis has more than two decades of bankruptcy legal experience. We provide personalized bankruptcy-related services in a welcoming environment. We will work hard to solve your financial problems and get you back on your feet.

At Brent W. Davis & Associates, LLC, we help clients file for business debt relief and personal bankruptcy, and we monitor our clients’ creditors to ensure they follow fair lending laws and debt collection regulations. If you are behind on mortgage payments or facing foreclosure, we can explain the foreclosure alternatives and help you save your home or escape an “underwater” mortgage.

Do You Qualify for Bankruptcy?

Yes! Our Founding Fathers wisely included bankruptcy protections in the United States Constitution. In recent years there have been changes to the bankruptcy law. Fortunately, these changes turned out to be “more bark than bite.” The law still allows Americans all of the same Chapter 7 bankruptcy as before.

Your First Step To A Fresh Start

For more information about stopping foreclosure, filing bankruptcy, or to schedule an appointment, please contact us or come to our office in Birmingham – Homewood or Pelham.

Birmingham bankruptcy attorney Brent W. Davis will give you the personalized attention you need to turn a new leaf.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.