How to Stop Repossession Before It Happens Hire the Experts at Brent W Davis and Associates LLC Are you facing the threat of repossession? The fear of losing your car, home, or other valuable assets can be overwhelming. But there’s hope! At Brent W Davis and...
Bankruptcy Answers for Alabama
Navigating Financial Challenges
Finding the Right Bankruptcy Lawyer in Birmingham, Alabama In today’s fast-paced world, financial stability can sometimes feel like a distant dream. For many of us balancing careers, families, and personal aspirations can be overwhelming, especially when unexpected...
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection?
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection? Filing for Chapter 13 bankruptcy can be a complex process, but having the right documents ready can make it much smoother. Chapter 13, often referred to as a “Debtor's Court,” allows individuals with...
Determining When Bankruptcy is Appropriate for You
Understanding when bankruptcy is a viable option is crucial. Over the past 23 years, my experience with Chapter 7 and Chapter 13 bankruptcy clients has revealed common indicators that suggest it might be time to seek debt relief. Here are five key signs: Age and...
Preventing Car Repossession with Chapter 13 Bankruptcy in Birmingham, AL
How Will It Feel to Tell Your Boss You Can’t Come to Work Because the Bank Took Back YOUR Car? Are you struggling to keep up with your car payments and worried about repossession? You’re not alone. Many people in Birmingham, AL, face this challenge, but there’s a...
I’ve Been up All Night Worrying About My Bills Again. What Can I Do?
A lot of people in Birmingham are struggling with debt. This is because of things like: High medical bills: Healthcare in the U.S. is really expensive. Even with insurance, people can end up with huge bills. Job loss or less money: When people lose their jobs or make...
How Long Does it Take to Get Out of Debt with Chapter 7?
How Long Does it Take to Get Out of Debt with Chapter 7? After filing Chapter 7 bankruptcy, there are a few steps before your debts are officially forgiven. First, you need to take some classes: You'll need to complete a credit counseling course before you file and a...
Bankruptcy Lawyers Can’t Bankrupt Your Student Loan, OR Can They?
What to Do When the Student Loan Repayment Ends in September 2023 and You Just Don’t Have the Money. Who is eligible? New AND former bankruptcy clients How We Use the Power of Bankruptcy Law to Reduce or Eliminate Your Student Loans Review/Recertification of Income...
Wage Garnishment! Paycheck Garnishment! Now I Can’t Pay My Rent!
What to Do When a Garnishment Hits You Like a Load of Bricks. I spoke with a client today who suddenly had her entire bank account totally emptied because of a garnishment from a lawsuit 15 years ago. She was in tears. Her rent is due in 10 days. Her car loan is due...
What happens if I fail the Means Test in Chapter 7 bankruptcy?
The bankruptcy means test analyzes your income to determine whether or not you are eligible to file Chapter 7 bankruptcy. Consisting of two steps, the means test is used to determine if you have sufficient disposable income to pay off your debts.It’s important to bear...
Brent W. Davis, L.L.C.
2473 Valleydale Road Ste B
Birmingham, AL 35244
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Call (205) 989-1919
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