Foreclosure is one of the most frightening prospects a homeowner can face. The idea of losing your home, the place where you've built your life and created countless memories, can be heart-wrenching. However, there is a powerful tool available to help stop foreclosure...
Chapter 13 Debtors Court to Reorganize your Debts
Facing Foreclosure? Bankruptcy May Be Your Best Option to Save Your Home
Are you an Alabama homeowner who is at risk of foreclosure? If so, you may have more options than you realize to avoid losing your home. One powerful tool that can help stop foreclosure proceedings is Chapter 13 bankruptcy. Chapter 13 Bankruptcy Restructure Your...
Facing Repossession? Know Your Rights and How Chapter 13 Bankruptcy Can Help
Are you struggling to make ends meet and worried about the bank or other lenders repossessing your car, home, or other valuable property? You're not alone. Many hardworking Alabama residents face this stressful situation, but there are legal options that can help -...
How Did These Credit Card Bills Get So Big, SO Fast?
Life has a way of sneaking up on us, doesn’t it? One moment, everything seems manageable, and the next, you’re staring at a mountain of credit card bills, wondering, “How did this happen?” You’re not alone in feeling this way. The reality is that credit card debt can...
Keep Your Home Safe from Creditors with Chapter 13
Facing financial difficulties can be incredibly stressful, especially when it feels like your home is at risk. But there's good news for homeowners in Birmingham, AL: Chapter 13 bankruptcy can help you keep your house safe from creditors. And with the expert guidance...
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection?
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection? Filing for Chapter 13 bankruptcy can be a complex process, but having the right documents ready can make it much smoother. Chapter 13, often referred to as a “Debtor's Court,” allows individuals with...
Preventing Car Repossession with Chapter 13 Bankruptcy in Birmingham, AL
How Will It Feel to Tell Your Boss You Can’t Come to Work Because the Bank Took Back YOUR Car? Are you struggling to keep up with your car payments and worried about repossession? You’re not alone. Many people in Birmingham, AL, face this challenge, but there’s a...
Right Here in Alabama, the Number of People Filing Bankruptcy Continues to Fall.
Right here in Alabama, the number of people filing bankruptcy continues to fall. The trend started in 2010. It is the same all over America. However, the number of consumers that have debt in collection has not shown a similar movement. In fact, accounts in...
The Means Test Is a Paper Tiger for Most Bankruptcy Filers
Means Test is a Paper Tiger for most bankruptcy filers Since 2005, bankruptcy filers have been required to pass a "Means Test" to qualify for a Chapter 7 bankruptcy debt discharge. http://goo.gl/hNjjzv Basically, the Means Test is a formula that determines whether...
Lien Stripping in Bankruptcy…Can it be done?
Last Friday I attended a useful and scholarly Continuing Legal Education seminar hosted by the Birmingham Bar Assoc. Local attorney Robert C. Keller spoke for an hour on Automatic Stay Violations and on Lien Stripping in Chapter 13. He did a good job of making the...
Brent W. Davis, L.L.C.
New Address:
2166 Pelham Parkway,
Pelham, AL 35124
Phone: (205) 989-1919
Available 7am - 9pm