Brent W. Davis and Associates LLC Makes House Calls...
Chapter 13 Debtors Court
Stopping Foreclosure with Chapter 13
Stopping Foreclosure with Chapter 13 Foreclosure is one of the most frightening prospects a homeowner can face. The idea of losing your home, the place where you've built your life and created countless memories, can be heart-wrenching. However, there is a powerful...
Facing Foreclosure? Bankruptcy May Be Your Best Option to Save Your Home
Facing Foreclosure? Are you an Alabama homeowner who is at risk of foreclosure? If so, you may have more options than you realize to avoid losing your home. One powerful tool that can help stop foreclosure proceedings is Chapter 13 bankruptcy. Chapter 13 Bankruptcy...
How Did These Credit Card Bills Get So Big, SO Fast?
Credit Card Bills Life has a way of sneaking up on us, doesn’t it? One moment, everything seems manageable, and the next, you’re staring at a mountain of credit card bills, wondering, “How did this happen?” You’re not alone in feeling this way. The reality is that...
Keep Your Home Safe from Creditors with Chapter 13
Keep Your Home with Chapter 13 Facing financial difficulties can be incredibly stressful, especially when it feels like your home is at risk. But there's good news for homeowners in Birmingham, AL: Chapter 13 bankruptcy can help you keep your house safe from...
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection?
What Documents Do I Need to Get Chapter 13 Bankruptcy Protection? Filing for Chapter 13 bankruptcy can be a complex process, but having the right documents ready can make it much smoother. Chapter 13, often referred to as a “Debtor's Court,” allows individuals with...
Preventing Car Repossession with Chapter 13 Bankruptcy in Birmingham, AL
How Will It Feel to Tell Your Boss You Can’t Come to Work Because the Bank Took Back YOUR Car? Are you struggling to keep up with your car payments and worried about repossession? You’re not alone. Many people in Birmingham, AL, face this challenge, but there’s a...
Who is the Chapter 13 Bankruptcy Trustee and What Does He Do?
What Does the Chapter 13 Bankruptcy Trustee Do? The job of a bankruptcy Trustee is to seize and sell your house, car and other property to pay your debts. It sounds scary, but we can use bankruptcy law to keep your property safe from the bankruptcy trustee AND make...
Chapter 13 Bankruptcy Life Cycle
Chapter 13 Bankruptcy Life Cycle Alabama Bankruptcy Lawyer Knowing what you are getting into can make the idea of filing Chapter 13 bankruptcy much less intimidating. My name is attorney Brent W. Davis. I believe in taking the time to prepare you by educating you...
Right Here in Alabama, the Number of People Filing Bankruptcy Continues to Fall.
Right here in Alabama, the number of people filing bankruptcy continues to fall. The trend started in 2010. It is the same all over America. However, the number of consumers that have debt in collection has not shown a similar movement. In fact, accounts in...
The Means Test Is a Paper Tiger for Most Bankruptcy Filers
Means Test is a Paper Tiger for most bankruptcy filers Since 2005, bankruptcy filers have been required to pass a "Means Test" to qualify for a Chapter 7 bankruptcy debt discharge. http://goo.gl/hNjjzv Basically, the Means Test is a formula that determines whether...
Will My Neighbors Know?
Will my neighbors know that I have filed for Chapter 7 Bankruptcy? Not unless you tell them. No one puts a sign in your yard. Not even your mother will know. Bankruptcies are public record, but someone would have to look at your credit report or search the Courthouse...
What to Do with Your Debts
What to Do with Your Debts Will I lose my house and car and the shirt off my back if I file for Chapter 7 Bankruptcy? No, most people who are up to date on house and car payments keep those debts and keep paying for them. State laws protect your clothes amd books and...
Brent W. Davis, L.L.C.
New Address:
2166 Pelham Parkway,
Pelham, AL 35124
Phone: (205) 989-1919
Available 7am - 9pm