by Brent W. Davis | Jul 19, 2015 | Uncategorized
Creditors can prevent you from getting your fresh start after your Bankruptcy has ended if hey fail to report the debt to the Credit Reporting Agencies as zero and bankrupt. It happens more than it should. This cheats the newly bankrupt person of her Fresh Start as...
by Brent W. Davis | Jul 18, 2015 | Bankruptcy Answers for Alabama
It’s a good question. Over the past 23 years representing Chapter 7 and Chapter 13 bankruptcy clients have told me how they knew it was time to get protection from debt. There are five ways most people know. 1. Age and Retirement Savings. When you look at...
by Brent W. Davis | May 3, 2015 | Bankruptcy Protection from Wage Garnishment
Whether you are able to keep your car in a Chapter 7 bankruptcy depends on many factors including where you live and how much you owe on the car. So let’s discuss these in detail below. Exemptions A Chapter 7 bankruptcy is not intended to deprive you of all of your...
by Brent W. Davis | Mar 6, 2015 | Bankruptcy Answers for Alabama
Credit Unions offer many advantages to their members; among these are low loan interest rates and easier loan acceptance. The Credit Union will offer lower interest rates if the member will bring his car loan and mortgage and signature loans and credit cards to the...
by Brent W. Davis | Jan 6, 2015 | Bankruptcy Can Save Your Home.
The law used to be that foreclosed homeowners could not buy their own house at the foreclosure sale. Neither could third parties acting for the benefit of the former homeowner. That is beginning to change now. Federal Housing Finance Agency (FHFA) will now allow...