Let me say this first: The "Means Test" is a "Paper Tiger" for most people. It's scary when you first see it but an experienced Chapter 7 bankruptcy lawyer can show you that it is mostly toothless. That being said, read on.... The "Means Test" determines whether...
Bankruptcy Answers for Alabama
How to Tell When Bankruptcy Makes Sense For You.
It's a good question. Over the past 23 years representing Chapter 7 and Chapter 13 bankruptcy clients have told me how they knew it was time to get protection from debt. There are five ways most people know. 1. Age and Retirement Savings. When you look at your...
What You Need to Know About the Pitfalls of Credit Unions and Bankruptcy.
Credit Unions offer many advantages to their members; among these are low loan interest rates and easier loan acceptance. The Credit Union will offer lower interest rates if the member will bring his car loan and mortgage and signature loans and credit cards to the...
First They Foreclose and Take Your House, Then You Enter Post-foreclosure Hell!
For the many thousands of good, hardworking Alabama homeowners who were forced from their homes by foreclosure during the ongoing Great Recession, there is a nasty flashback coming from the past to haunt them. Many have no idea that it is about to hit them. Just at...
Brent W. Davis, L.L.C.
2473 Valleydale Road Ste B
Birmingham, AL 35244
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