Bankruptcy Protection from Wage Garnishment

Understanding Bankruptcy and Your Financial Relief Options in Birmingham, Alabama When you're facing overwhelming debt, bankruptcy can offer a fresh start and financial relief. However, not all debts can be discharged through bankruptcy, and it's crucial to understand...

Understanding Credit Card Retention and New Credit After Bankruptcy Filing for bankruptcy can be a daunting experience, and one of the most common questions people have is, "Can I keep my credit cards?" Understanding how bankruptcy affects your ability to retain...

Stopping Wage Garnishment Dealing with financial difficulties can be stressful, and wage garnishment only adds to the pressure. When creditors take money directly from your paycheck or bank account, it can feel like you’re stuck in an endless cycle of debt. However,...

In Alabama, wage or paychecks garnishments take 25% of your pre-tax income and give it to your creditors! They can also get into your personal bank account and take whatever is there. Alabama has laws to protect you from garnishment. Creditors hope you won't find out...

Whether you are able to keep your car in a Chapter 7 bankruptcy depends on many factors including where you live and how much you owe on the car. So let’s discuss these in detail below. Exemptions A Chapter 7 bankruptcy is not intended to deprive you of all of your...

Since 2008, some homeowners have seen their home's market value fall below their mortgage balances.  Many have found that they now owe tens of thousands of dollars more to the mortgage company than their home is worth. What can you do to protect yourself? "Short Sale"...

They can't take your money unless they sue you.  Credit cards are unsecured loans.  There is no car or House or TV to take back if you can't pay the bill.  The credit card lender can easily get the Judge to rule for them and enter a judgment against you for the bill...