When financial troubles begin to emerge in someone’s life, they can present a number of challenges. If you have gotten to the point where you have considered bankruptcy as a debt relief option, it is time to seek legal advice from an experienced attorney. It is in your best interests to learn about your options for debt relief, what to do and what not to do before bankruptcy if you choose to file.
Honest Counsel for Honest Debt Solutions | Contact Brent W. Davis & Associates
I am attorney Brent W. Davis, and I represent individuals in consumer bankruptcy matters. I have more than 20 years of experience in bankruptcy and have helped countless individuals find debt relief. When I work with my clients, I continuously make certain that my priorities are aligned with theirs. My goal is to provide the highest level of quality legal services to clients.
Is My Retirement Safe in Bankruptcy?
Whether you file for Chapter 7 bankruptcy, Chapter 11 or Chapter 13 bankruptcy, your retirement accounts are protected from creditors. This includes ERISA qualified accounts, pensions, 401(k) accounts, IRA savings accounts and more.
One of the biggest mistakes I see people make before filing bankruptcy is early withdrawal of retirement accounts. By withdrawing retirement accounts, people frequently think they are saving their assets. Unfortunately, this can result in serious repercussions, including tax penalties. Visit my bankruptcy do’s and don’ts page for more information.
Become Educated About Bankruptcy
Many people fear that they will lose their entire life’s savings by filing for bankruptcy. Bankruptcy is not meant to be a punishment, but an opportunity for people to get started on a fresh path. Before making a decision, it is important to become educated about your options. I am a highly experienced Alabama bankruptcy lawyer, and my entire practice is dedicated to helping people find debt relief. I take a proactive and interactive approach to working with my clients at all times.
Contact Brent W. Davis Today
To schedule a free, in-person initial consultation, please contact me online or by phone at (205) 989-1919. I am here to answer your questions and provide you with the information you need to make a smart decision. My offices are located in Birmingham-Homewood and Pelham, and my regular business hours are 7:30 a.m. to 6 p.m., Monday through Friday. Free parking is available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.